This exam worries me—and that should be obvious based on the difficulty level I’ve assigned it. Almost everything I’ve read about the Money and Banking DSST starts with, “Oh man, this one’s tough!” Now, I usually take doom-and-gloom forum posts with a grain of salt, but in this case, you should plan to put in some solid study time. First off, I’d highly recommend taking the Principles of Macroeconomics CLEP and the Principles of Microeconomics CLEP if you haven’t already. A large chunk of the content on this exam overlaps with material from those two, so knocking them out first can give you a nice head start—not to mention some extra credits. Even if you’ve already completed Macro and Micro for your degree, or if your school won’t accept them as electives, I still suggest reviewing the material. The overlap is significant, and being familiar with those foundational concepts will make tackling this exam a whole lot easier. You’ll probably recognize several of the topics I’ll be covering below.